Size PPO HDHP $6,000 $5,000 Group Size $4,000 Small 1-50 Employees $2,500 Deductibles & Out- of-Pocket Costs $5,000 $5,000 Mid-Size Small businesses in Indiana have the highest $3,000 51-500 Employees HDHP deductibles. Large groups in the state $1,525 have the lowest PPO plan deductibles and out-of-pocket maximums compared to their smaller counterparts. $5,000 $4,500 Large $3,000 500+ Employees $1,125 Deductible Max OOP Cost