Table of Contents 03 Legal Notices for 2025 08 HIPAA Special Enrollment Notice 09 Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP) 13 Genetic Information Nondiscrimination Act (GINA) Disclosures 14 Your Rights and Protections Against Surprise Medical Bills 15 Employee Retirement Income Security Act (ERISA) 16 Mental Health Parity and Addiction Equity Act (MHPAEA) 17 USERRA Notice 18 COBRA 22 Family Medical Leave Act (FMLA) 24 2025 Medicare Part D Creditability Notice 26 Market Exchange 30 Notice Regarding Wellness Program 33 2023 Summary Annual Report Page 2 | DePauw University | Plan Year 2025 This Compliance Overview is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.