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Conclusion The employee benefits market is expected to undergo significant shifts as we enter 2025. For employers, there will be a continued need to offer competitive compensation and benefits packages not only to attract new employees, but help current employees offset the pressures of rising health care costs as well. A strategic focus on voluntary benefits can also be a great way to bolster your benefits offerings, add value for your employees and potentially improve retention in a hard labor market. Beyond these financial incentives, it’s equally important that employers continue to take a holistic approach to employee well-being, prioritizing their worker’s physical and mental health. Doing so can help foster a resilient and engaged workforce. Ultimately, 2025 will require employers to be strategic and adaptable as they navigate imminent challenges. As always, LHD Benefit Advisors is here to help as a trusted advisor, providing up-to-date information on the latest developments and supplemental resources employers can use to educate themselves and their employees. Reach out to learn more. 28

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