96 Retirees The following applies to early retirees ( retirees who are under sixty - five (65) years of age) and their dependent spouse who are covered under the Plan : 1. An early retiree who leaves the Plan and elects to enroll in their spouse's medical plan, may re - enroll in the Plan upon the death of the spouse, provided the retiree is still under the age of sixty - five (65). The retiree may have the option to remain on the deceased spouse’s medical plan under COBRA if they qualify. 2. Early retirees who were not covered under the Plan at the time of retirement are eligible to enroll in the employer's Retiree Medical plan. They may also elect to enroll their spouse under the Plan , provided the spouse has not reached age sixty - five (65) and is not eligible for Medicare . Under both situations above, the retiree must pay one hundred percent (100%) of the cost of coverage for himself and his spouse, if enrolled. In order to be eligible for this coverage, the following conditions must be met: 1. The early retiree must have reached age fifty - five (55) on or before the employee's retirement date, but must not be eligible on that date for Medicare . 2. The early retiree must have completed twenty (20) years of creditable service with a public employer on or before the retirement date (ten (10) years of which must have been completed immediately preceding the retirement date), and must file a written request for coverage within ninety (90) days after the employee's retirement date. 3. If an employee retired after December 31, 2006, they must have completed fifteen (15) years of creditable employment with a public employer on or before the employee’s retirement date (ten (10) years of which must have been completed immediately preceding the retirement). The retired employee’s coverage ends when the employee becomes eligible for Medicare or when the employer terminates the Plan . Retired employees may elect to cover their spouse at the same time the employee retirees and enrolls in the Plan . The retired employee must pay one hundred percent (100%) of the coverage for himself and his spouse, if enrolled. The surviving spouse’s eligibility ends on the earliest of the following: 1. The date the spouse becomes eligible for Medicare ; 2. The date the employer terminates the Plan ; 3. Two (2) years after the date of the employee’s death; or 4. The date the spouse remarries. Retired employees under age sixty - five (65) may continue coverage by paying the applicable contribution for employee and/or dependent coverage; provided: 1. The employee's retirement date is after June 30, 1986; and 2. The employee is at least fifty - five (55) years of age at retirement and is not eligible for Medicare ; and 3. The employee has completed fifteen (15) years of creditable employment with a public employer, ten (10) years of which must have been completed immediately before retirement from Goshen Community Schools; and 4. The employee has completed upon retirement, at least fifteen (15) years of participation in the retirement plan of which the employee is a member; and