Page 2 | Richmond Community Schools| Plan Year 2026 This Compliance Overview is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice. The Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Department of Health and Human Services (HHS) and Internal Revenue Service require plan administrators to provide certain information related to their health and welfare benefits plan to plan participants in writing. To satisfy this requirement, please review the compliance notifications included in this package. These notices explain your rights and obligations in relation to the health and welfare plan provided by . Please read these notices carefully and retain a copy for your records: • Notice of Privacy Practices • Women’s Health and Cancer Rights Act • Newborns and Mothers’ Health Protection Act • Patient Protection Notice • HIPAA Special Enrollment Notice • Genetic Information Nondiscrimination Act (GINA) • Mental Health Parity and Addiction Equity Act (MHPAE) • No Surprises Act • Premium Assistance under Medicare and Children’s Health Insurance Program (CHIP) • Paperwork Reduction Act Statement • USERRA Notice • Family Medical Leave Act (FMLA) • General Notice of COBRA Continuation Coverage Rights • Medicare Part D Creditable Notice • Notice Regarding Wellness Program • Market Exchange Notice • Notice Regarding Wellness Program Legal Notices for 2026