2026 Employee Benefits Market Outlook 30 Conclusion The employee benefits market is expected to undergo significant changes in 2026. New compliance require- ments, shifting enforcement priorities and the sweeping provisions of the OBBBA will require careful attention and timely updates to plan administration. At the same time, accelerating health care costs are expected to challenge affordability. Employers must also prepare for evolving workforce expectations, including expanded leave entitlements, modern wellness priorities, growing demand for fertility and womens health benefits, and the increasing influence of AI on operations and employee experience. Ultimately, 2026 will require employers to be strategic and adaptable as they navigate imminent challenges. As always, we are here to help as a trusted advisor, providing up-to-date information on the latest devel- opments and supplemental resources employers can use to educate themselves and their employees. Reach out to learn more.