Employee Pays 100% of Premiums Boston Mutual Video Boston Mutual whole life insurance offers protection beyond your working years. It combines guaranteed premiums, death benefits, and cash accumulation. With whole life insurance you choose the amount of insurance or the amount of premium that best suits your need and budget. Enrollment is offered one time annually during open enrollment. Whole Life Insurance BOSTON MUTUAL Learn More Plan Feature Explanation Catastrophic Loss Rider Option Provides you and/or your spouse additional financial protection should you lose your ability to care for yourselves. It provides a monthly benefit if you experience a loss of two or more daily living activities. It does not reduce the face amount of the life insurance policy.