2027 Post-65 Retiree Benefit Guide
This document provides information on the benefits available to retirees over the age of 65 in 2027 at Ball State University.
Plan Resource Hub 2027 Post-65 Retiree Benefits
Benefit costs per month See Medical Coverage See Dental Coverage See Life Coverage Medical Dependent(s) Cost Retiree $133.73 Spouse $133.73 Dental Dependent(s) Cost Retiree $13.31 Life Insurance Cost (per $1,000 of coverage) Retiree $0.2267
Billing for medical, dental, and life processed and mailed monthly in arrears. If you use Ball State’s eBill website, visit bsu.edu/eBill for payment. Questions? Call Employee Benefits at 765-285-1834. Paying For Your Benefits BALL STATE Ball State Payment Portal
For 2027, Ball State is offering medical coverage to Ball State retirees through Anthem. Medical Coverage ANTHEM View Plan Documents Anthem Member Portal
Indemnity Plan In-Network Deductible (Single/Family) $400 / $1,200 Out-of-Pocket Maximum (Single/Family) $1,500 / $5,600 Coinsurance 80% Preventive Care 100% covered Primary Care Visit 20% after deductible Specialist Visit 20% after deductible Urgent Care $200 copay, then 20% after deductible Emergency Room 20% after deductible
Get instant access to the answers and support you need, when you need it. Anthem’s Sydney app connects you to your health plan details anytime, anywhere. Download the Anthem Sydney App ANTHEM • Check your benefits and coverage • Schedule virtual consultations • Access your plan ID cards • View submitted claims • Find care and pricing • Refill prescriptions APP FEATURES Download the App
Key Points: • Maximum Fair Prices (MFPs): established by CMS and impacts prices of select drugs at point of sale • TROOP (True Out-of-Pocket) increasing to $2,100 Dispensing Fee Updates: • Retail/Mail Order (1-90 days): $10.50 • Long-Term Care (LTC): $30.00 Prescription Benefits EXPRESS SCRIPTS Express Scripts Portal
Rx cost control resources Free Rx Cost Analysis Search your Prescription(s) Rx Help Centers The Rx Help Centers provide members with assistance in finding resources for high-cost, brand-name medications by advocating directly on their behalf with drug manufacturers. CostPlus Drug Company Mark Cuban’s online pharmacy bypasses PBMs by offering generic medications directly to consumers with transparent pricing models: the cost of drug + 15% markup + pharmacy fee. Search your Prescription(s) GoodRx Compare prescription drug prices and find discounts at local pharmacies. You simply search for your medication, choose a pharmacy, and show the GoodRx coupon when you pay.
Find providers, view your ID card, and more online or using the Delta Dental member portal below. Dental Coverage DELTA DENTAL Delta Member Portal
Delta Dental Plan In-Network Deductible (Single/Family) $60 / $150 Annual Plan Maximum $1,500 / person Preventive Services You pay 0% Basic Services You pay 15% Major Services You pay 30% Orthodontia Services To Age 19: You Pay 30% Age 19 and Over: You Pay 50% Orthodontia Lifetime Maximum To Age 19: $500 per Year Age 19 and Over: $500 per Lifetime
Download the App Delta Dental’s free mobile app makes it easy for you to make the most of your dental benefits so you can maximize your oral health, wherever you are. Download the Delta Dental App DELTA DENTAL • Check benefits and claims • Find a dentist near you • View mobile ID card • Toothbrush timer APP FEATURES
Ball State Pays Majority of Premiums Life Insurance Video Your life and accidental death and dismemberment (AD&D) insurance provides financial protection for your loved ones if you suffer a covered accidental injury resulting in loss of life, limb, sight, hearing, or speech. It pays a benefit to the person you choose (your beneficiary) which can help cover everyday living expenses. Basic Life + AD&D Insurance VOYA View Coverage Plan Feature Details Benefit 50% of the volume of employer-sponsored group term life in force prior to your retirement. Maximum Benefit maximum is $37,500. There is no age reduction on this plan. Premiums $8.50 per month to participate.
