Information contained s proprietary, confidential and non-public and is not for public release. 1 Create a Budget Recap 2 Trim your Spending 3 Pay down your debt 4 Establish/Maintain an emergency fund 5 Invest for your future 6 Assign/Update your Beneficiaries 7 Set other goals *Using diversification as part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss in declining markets.