4. ELIGIBILITY, EFFECTIVE DATES AND TERMINATION OF SPOUSE INSURANCE If you are not Actively at Work on that date, any increase due to a Family Status Change in Spouse Accident Insurance or benefits will not start until you resume being Actively at Work. Whether or not you are Actively at Work, any reduction in Spouse Accident Insurance or benefits due to a Family Status Change will start on the date of your Family Status Change. Any change in Spouse Accident Insurance will only affect benefits for a Covered Accident that occurs after the effective date of the change. When does Spouse Accident Insurance end? Spouse Accident Insurance under the Policy will end on the earliest of the following to occur: · the date the Policy terminates; · the last day of the period for which any required premium has been paid for your insurance or your Spouse Accident Insurance or any part of your insurance or your Spouse Accident Insurance; · the date you notify us in Writing to cancel your Spouse Accident Insurance; · the date you die; or · the date your Spouse dies. Your Spouse Accident Insurance will also end when any of the following occur, but coverage may be extended, subject to any allowed continuation as specified in the Insurance Continuation section: · the date you are no longer in an Eligible Class; · the date you are no longer insured under the Policy; · the date your Spouse no longer meets the definition of Spouse as described in this Certificate; · the date your Spouse enters active duty in any armed service; · the date you retire; · the date your class is no longer included for insurance; or · the last day you are Actively at Work, subject to any Portability provision provided. 16-AC-C-01 Page19