6. COVERED ACCIDENT BENEFITS Hospital Admission Benefit A Hospital Admission Benefit is payable for each Insured admitted to a Hospital as a result of Injuries received in a Covered Accident. If the Insured is Confined immediately to the Intensive Care Unit, we will pay only the Hospital Intensive Care Unit Admission Benefit and not the Hospital Admission Benefit. This benefit is payable only once per Benefit Year for each Insured. This benefit will not be paid for: · Emergency Room Treatment; · Outpatient Treatment; or · a stay of less than 24 hours in an Observation Unit. Hospital Confinement Benefit A Hospital Confinement Benefit is payable for each Insured Confined in a Hospital as a result of Injuries received in a Covered Accident. We will pay benefits for only one period of Confinement at a time even if it is caused by more than one Covered Accident. If the Insured is Confined in a Hospital, and is Confined once again within 90 days for Injuries received in the same Covered Accident or by a related condition, we will treat that Confinement as a continuation of the prior Confinement. If more than 90 days have passed between the periods of Hospital Confinement, we will treat the Confinement as a new Confinement. The maximum benefit paid will not exceed number of days for the Hospital Confinement Benefit as shown in the Benefit Highlights. This benefit will not be paid for: · Emergency Room Treatment; · Outpatient Treatment; or · Confinement of less than 24 hours to an Observation Unit. Hospital Intensive Care Unit Admission Benefit A Hospital Intensive Care Unit Admission Benefit is payable for each Insured who is admitted to the Hospital’s Intensive Care Unit due to Injuries sustained in a Covered Accident. This benefit is payable only once per Benefit Year for each Insured. Hospital Intensive Care Unit Confinement Benefit A Hospital Intensive Care Unit Confinement Benefit is payable for each Insured Confined in an Intensive Care Unit as a result of Injuries received in a Covered Accident. If the Insured is Confined in a Hospital Intensive Care Unit, and is Confined once again within 90 days for Injuries received in the same Covered Accident or by a related condition, we will treat this Confinement as a continuation of the prior Confinement. If more than 90 days have passed between the periods of Confinement in a Hospital Intensive Care Unit, we will treat the Confinement as a new Confinement. If the Insured is Confined to a hospital intensive care unit that does not meet the definition of a Hospital Intensive Care Unit, we will pay the Hospital Confinement Benefit. The Hospital Intensive Care Unit Confinement Benefit is paid in addition to the Hospital Confinement Benefit for the first 15 days of Confinement in the Hospital Intensive Care Unit. If the Insured is Confined in a Hospital Intensive Care Unit for more than 15 days, benefits will continue to be paid under the Hospital Confinement Benefit beginning on the 16th day. The maximum benefits paid will not exceed the number of days for the Hospital Confinement Benefit and the number of days for the Hospital Intensive Care Unit Confinement Benefit as shown in the Benefit Highlights. 16-AC-C-01 Page26