Accidental Death Benefits Benefit Low Plan Benefit High Plan Common Carrier* Employee $100,000 $200,000 Spouse $50,000 $100,000 Child $25,000 $50,000 Accidental Death Employee $50,000 $100,000 Spouse $25,000 $50,000 Child $10,000 $20,000 * A common carrier is commercial transportation that operates on a regular schedule, between predetermined points or cities (such as a bus or airline route). Accidental Dismemberment Benefits Benefit Low Plan Benefit High Plan Loss of both hand or both feet or sight in both eyes $28,000 $40,000 Loss of one hand or one foot AND sight of one eye $22,000 $30,000 Loss of one hand AND one foot $22,000 $30,000 Loss of one hand OR one foot $12,500 $15,000 Loss of two or more fingers or toes $1,800 $2,500 Loss of one finger or toe $1,250 $1,500 Accidental Death and Dismemberment (AD&D) If you are severely injured or die as a result of a covered accident, an AD&D benefit may be payable to you or your beneficiary. If there is no beneficiary named, benefits will be paid according to the Benefit Payments provision in the Certificate. Note: No Accidental death benefit is payable if the Covered Person is eligible for the common carrier benefit What else is included? The benefits below are also included with your coverage. For a complete description of your benefits, along with applicable provisions, conditions on benefit determination, exclusions and limitations, see your certificate of insurance and any riders. Sports Accident Benefit increases the benefit amounts listed in the accident hospital care, accident care or common injuries sections by 25% and to a maximum additional benefit amount of $1,000 if your accident occurs while participating in an organized sporting activity (as defined in the certificate of coverage). Portability allows you to continue your coverage under the same group policy by paying your premiums directly to the insurance company when your eligibility for benefits changes such as due to termination or reduced hours. Continuation of Insurance allows you to maintain your current Accident Insurance coverage for yourself, your spouse and children during an employer-approved leave of absence. Additional Non-Insurance Services Voya Travel Assistance offers you and your dependents services when traveling 100 miles or more from home, including: medical assistance services, emergency medical transport services, pre-trip and cultural information, security services and accessible technology. Voya Travel Assistance services are provided by International Medical Group, Inc., Indianapolis, IN. Provisions and availability may vary by state.