What Are My Benefits? © 2026 Surest. All Rights Reserved . 39 Lodging • A per diem rate, up to $50.00 per day, for the patient or the caregiver if the patient is in the Hospital. • A per diem rate, up to $100.00 per day, combined for the patient and one caregiver. When a child is the patient, two persons may accompany the child. Examples of items that are not covered: o Groceries. o Alcoholic beverages. o Personal or cleaning supplies. o Meals. o Over-the-counter dressings or medical supplies. o Deposits. o Utilities and furniture rental, when billed separate from the rent payment. o Phone calls, newspapers, or movie rentals. Transportation • Automobile mileage (reimbursed at the IRS medical rate) for the most direct route between the patient's home and the in-network Provider or Designated Provider. • Taxi, Uber/Lyft fares (not including limos or car services / rental cars). • Economy or coach airfare. • Parking. • Trains. • Boat. • Bus. • Tolls. Other Condition Focused Programs Made Available by APTURA Group, Inc. 2nd.MD - Second Opinion Service The Plan offers a second opinion service. Participation is completely voluntary and without extra charge. If you think you may be eligible to participate or would like additional information regarding the program, please contact the number on your ID card or www.2nd.md/activate/step1/surest/ . Are Incentives Available to You? Sometimes the Claims Administrator may offer coupons, enhanced Benefits, or other incentives to encourage you to take part in various programs, including wellness programs or certain disease management programs, surveys, discount programs and/or programs to seek care in a more cost-effective setting and/or from Designated Providers. In some instances, these programs may be offered in combination with a non-UnitedHealthcare entity. The decision about whether or not to take part in a program is yours alone. However, you should

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