Ball State University Post-65 Retiree Benefits Guide
This document provides information on benefits enrollment for retirees over the age of 65 at Ball State University, available between October 22 and November 6, 2025.
Enroll in Benefits October 22 – November 6, 2025 BALL STATE UNIVERSITY Post-65 Retiree Benefits
Retiree Medical Costs MEDICAL Coverage through Anthem | Monthly Premiums Retiree $133.73 Spouse $133.73 How to pay? Billing for health, dental, & life processed & mailed monthly in arrears. If you use Ball State’s eBill website, visit https://bsu.edu/eBill for payment. Questions? Call Employee Benefits at 765-285-1834.
Billing for health, dental, & life processed & mailed monthly in arrears. If you use Ball State’s eBill website, visit https://bsu.edu/eBill for payment. Questions? Call Employee Benefits at 765-285-1834. Retiree Dental Cost DENTAL Coverage through Delta Dental Monthly Premiums Retiree $13.31 How to pay?
Medical BENEFITS Medical coverage will remain with Anthem in 2026. Visit the Anthem portal or the Sydney Health mobile app to view your ID card, progress toward your deductible, and shop for providers in your area! View Your Anthem Portal
Indemnity Plan IN NETWORK Deductible (Single/Family) $400 / $1,200 Out-of-Pocket Max (Single/Family) $1,500 / $5,600 Coinsurance 80% Preventive Care No charge Physician Office Visit 20% after deductible Specialist Visit 20% after deductible Emergency Room $200 copay, then 20% after deductible Urgent Care Centers 20% after deductible
Prescription Plan UPDATES Key Points • Maximum Fair Prices (MFPs): established by CMS and impacts prices of select drugs at point of sale • TROOP (True Out-of-Pocket) increasing to $2,100 Dispensing Fee Updates • Retail/Mail Order (1-90 days): $10.50 • Long-Term Care (LTC): $30.00
Pharmacy Cost TOOLS GoodRx GoodRx has both a website and a mobile app that can be used to compare prices. Go to the website and type in your drug name. GoodRx will display the cost available at multiple pharmacies. Print the coupon and present to your pharmacist. Learn More Rx Help Centers RX Help Centers provides assistance in finding resources for high-cost brand name medications by advocating directly with drug manufacturers. Learn More CostPlus Drug Company The goal of the Mark Cuban Cost Plus Drug Company is to dramatically reduce the cost of drugs and introduce transparency to the pricing of drugs, so patients know they are getting a fair price. Learn More Watch Pharmacy Coupon Video
DENTAL Delta Dental offer three levels of benefits coverage; PPO Dentist, Premier Dentist, and Non-Participating Dentist. Find providers, view your ID card, and more online or using the mobile app. Dental Coverage with Delta Dental DELTA DENTAL OF INDIANA 225 S East St Indianapolis, IN 46202 317-842-4022 KRISTEN JONES Group Delta Dental PPO Online Portal Download the App
Deductible $60 per covered member, $150 per family Annual Plan Maximum $1,500 / person Preventive Services Exams, Cleanings, Fluoride, X-Rays You Pay 0% Basic Services Fillings, Extractions, Endodontics, Crown Repairs You Pay 15% Major Services Crowns, Dentures, In/Outlays, Periodontics You Pay 30% Orthodontia Services To Age 19: You Pay 30% Age 19 and Over: You Pay 50% Orthodontia Maximum To Age 19: $500 per Year Age 19 and Over: $500 per Lifetime
Life insurance administration is moving from The Hartford to Voya in 2026. With Group Term Life Insurance, your beneficiaries will be paid proceeds if you pass away during the term of the coverage. The term is generally one year, renewing annually with other employer-offered benefits. Basic Life INSURANCE Benefit Basic life volume for retirees equals 50% of the volume of employer-sponsored group term life in force prior to your retirement. Maximum Benefit maximum is $37,500. There is no age reduction on this plan. Premiums Premiums for this benefit are paid using your monthly premium bills. Ball State subsidizes the majority of the cost of premiums, but your share will continue to cost $8.50 per month to participate.