103 Continuation of Coverage Due To Military Service Under the Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA), the Subscriber or his / her Dependents may have a right to continue health care coverage under the Plan if the Subscriber must take a leave of absence from work due to mi litary leave. Employers must give a cumulative total of five years and in certain instances more than five years, of military leave. “Military service” means performance of duty on a voluntary or involuntary basis and includes active duty, active duty for training, initial active duty for training, inactive duty training, and full - time National Guard duty. During a military leave covered by USERRA, the law requires employers to continue to give coverage under this Plan to its Members. The coverage provided must be identical to the coverage provided to similarly situated, active employees and Dependents. Th is means that if the coverage for similarly situated, active employees and Dependents is modified, coverage for you (the individual on military leave) will be modified. You may elect to continue to cover yourself and your eligible Dependents by notifying your employer in advance and submitting payment of any required contribution for health coverage. This may include the amount the employer normally pays on your behalf. If your military service is for a period of time less than 31 days, you may not be required to pay more than the active Member contribution, if any, for continuation of health coverage. For military leaves of 31 days or more, you may be required to pay u p to 102% of the full cost of coverage, i.e., the employee and employer share. The amount of time you continue coverage due to USERRA will reduce the amount of time you will be eligible to continue coverage under COBRA. Maximum Period of Coverage During a Military Leave Continued coverage under USERRA will end on the earlier of the following events: 1. The date you fail to return to work with the Employer following completion of your military leave. Subscribers must return to work within: a) The first full business day after completing military service, for leaves of 30 days or less. A reasonable amount of travel time will be allowed for returning from such military service. b) 14 days after completing military service for leaves of 31 to 180 days, c) 90 days after completing military service for leaves of more than 180 days; or 2. 24 months from the date your leave began. Reinstatement of Coverage Following a Military Leave Regardless of whether you continue coverage during your military leave, if you return to work your health coverage and that of your eligible Dependents will be reinstated under this Plan if you return within: 1. The first full business day of completing your military service, for leaves of 30 days or less. A reasonable amount of travel time will be allowed for returning from such military service; 2. 14 days of completing your military service for leaves of 31 to 180 days; or 3. 90 days of completing your military service for leaves of more than 180 days.