Page 2 | Ball State University | Plan Year 2026 This compliance overview is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice. 03 Legal Notices for 2026 08 HIPAA Special Enrollment Notice 09 Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP) 13 Genetic Information Nondiscrimination Act (GINA) Disclosures 14 Your Rights and Protections Against Surprise Medical Bills 15 Mental Health Parity And Addiction Equity Act (MHPAEA) 16 USERRA Notice 17 COBRA 21 Family Medical Leave Act (FMLA) 23 Medicare Part D Creditable 25 Market Exchange 29 Notices Regarding Wellness Program & Tobacco Cessation Table of Contents