EXCLUSIONS AND LIMITATIONS OF BENEFITS Some brands of spectacle frames and/or lenses may be unavailable for purchase as Plan Benefits or may be subject to additional limitations. Covered Persons may obtain details regarding frame and lens brand availability from their VSP Member Doctor or by calling VSP’s Customer Care Division at (800) 877-7195. NOT COVERED 1. Services and/or materials not specifically included in this Schedule as covered Plan Benefits. 2. Plano lenses (lenses with refractive correction of less than ± .50 diopter), except as specifically allowed under the LightCare enhancement, if purchased by Client. 3. Two pair of glasses instead of bifocals. 4. Replacement of lenses, frames and/or contact lenses furnished under this Plan which are lost or damaged, except at the normal intervals when Plan Benefits are otherwise available. 5. Orthoptics or vision training and any associated supplemental testing. 6. Medical or surgical treatment of the eyes. 7. Refitting of contact lenses after the initial (90-day) fitting period. 8. Contact lens modification, polishing or cleaning. 9. Local, state and/or federal taxes, except where VSP is required by law to pay. 9