SECTION15-PAYMENTOFDEATHBENEFITS If You die while insured under the policy, AUL will pay the benefits owed under the policy to the Beneficiary: 1) upontimelyreceipt of acceptable proof of death; and 2) subject to all other provisions of the policy and to Your dated and signed designation. Thefollowing Sections describe the manner in which death benefits are paid. SECTION16-NAMINGOFBENEFICIARY BENEFICIARYmeanstheindividual,individualsor entity named by You to receive Your Life Amount. Unless the policy provides otherwise, AUL will pay benefits according to Your Beneficiary designation. WhenYouapplyforcoverageonanAUL-approvedform,Youshould: 1) designate the name of one or more Beneficiaries; 2) classify the Beneficiaries by order of preference, either primary or contingent; and 3) indicate distribution of the proceeds among members of the class of Beneficiaries. If more than one primary Beneficiary is listed and no distributive share is indicated, then all primary Beneficiaries will share equally. If no primary Beneficiaries outlive You and there is no distributive share indicated among the contingent Beneficiaries, then all contingent Beneficiaries will share equally. If the policy replaces insurance coverage of another carrier, AUL may, upon written request of the Group Policyholder, recognize Beneficiary designations in effect under the prior coverage as effective until a new designation is made with AUL, provided that prior designations are in a form acceptable to AUL and the Group Policyholder receives AUL’s written approval of the form. CHANGINGABENEFICIARY YoumaychangeaBeneficiaryatanytimebywrittenrequest.Therequestmustbecompleted,signed,datedand filed through the Group Policyholder. AULmayrecognizeabeneficiarychangeasofthedatetheformwassignedbyYouevenifYouarenotalivewhen AULreceivesit. However, AULis not liable if benefits are paid according to the previous designation before AUL receives the change. If You apply for an individual life insurance conversion policy under Section 10, Conversion Privilege and name a new Beneficiary, AUL will use any beneficiary designated in that application when determining whichbeneficiary to pay. AULreservestheright to require that any Beneficiary designation be acceptable to it and be made pursuant to applicable laws. GC2510.18 SECTION15-PAYMENTOFDEATHBENEFIT SECTION16-NAMINGOFBENEFICIARY