GC 2510.16 SECTION 13 - ACCELERATED LIFE BENEFIT SECTION 13 - ACCELERATED LIFE BENEFIT This Section applies to Basic Life Insurance. DEFINITION TERMINAL CONDITION means an injury or Sickness that, despite appropriate medical care, is conclusively established to AUL will result in Your death within 12 months from the date of claim. AUL may require that You be examined at AUL’s expense by AUL’s choice of Physician. ACCELERATED LIFE BENEFIT If You are Permanently and Totally Disabled and are diagnosed with a Terminal Condition and are eligible for benefits under this Section, You may apply for payment of the Accelerated Life Benefit. The amount of Accelerated Life Benefit available is shown in the Schedule of Benefits, unless any portion of Your Life Amount has already been paid. The amount of Accelerated Life Benefit available will then be based on the amount remaining after payment of any portion of the Life Amount. Benefits will be paid in one lump sum to You. CONDITIONS To be eligible to apply for the Accelerated Life Benefit: 1) You must have Personal Insurance; 2) You must be determined by AUL to be Permanently and Totally Disabled from any occupation; 3) You must be under age 60; 4) You must be diagnosed by a Physician with a Terminal Condition while eligible for benefits under this Section; 5) If You are subject to laws of a community property state, you must obtain Your spouse’s written consent for payment to You of the Accelerated Life Benefit; and 6) You can receive an Accelerated Life Benefit only once. PROOF REQUIRED FOR THE ACCELERATED BENEFIT Proof is a completed claim form and other information AUL requires in order to determine whether benefits are owed under this Section. AUL may require that You be examined by a Physician selected by AUL and at AUL’s expense. LIMITATIONS An Accelerated Life Benefit will not be paid if: 1) You have named an irrevocable Beneficiary or made an assignment of Your Life Amount; 2) all or a portion of Your Life Amount is to be paid to another person or entity pursuant to a valid court order; 3) Your coverage terminates; or 4) the policy terminates.