GC 2510.19 SECTION 17 - THE DEATH CLAIM SECTION 17 - THE DEATH CLAIM If You die while insured under the policy, proof of death should be furnished as soon as possible. The claim must be submitted within 12 months of the date of death. The claim may still be considered if it can be shown that timely submission of the claim was not possible due to events beyond the control of the beneficiary, but will not be considered after the applicable statute of limitations has passed. Proof of death must include: 1) a certified death certificate; and 2) a completed claim form. AUL, at its option, may also require: 1) return of Your insurance certificate; 2) submission of pertinent medical records, including an autopsy report; 3) police reports; or 4) any other documents AUL may deem reasonably necessary to determine what benefits and to whom benefits are owed. If the cause of death cannot be clearly established by other means, AUL reserves the right to have a medical examination performed. The examination will be performed: 1) at AUL’s expense; and 2) by a Physician of AUL’s choice. If the policy is no longer in force, proof furnished more than two (2) years from the date of loss must also include: 1) proof of employment at death; and 2) proof of coverage under the policy at death.

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