GC 2510.3/1A SECTION 2 - DEFINITIONS SECTION 2 - DEFINITIONS Continued COVERAGE MONTH means that period of time beginning on the first day that the Group Policyholder’s coverage is in force and ending on the day before that date of the next month. DATE OF DISABILITY means the first day You are not Actively at Work due to an Accidental Bodily Injury or Sickness and results in Total Disability. DEPENDENT means: 1) Your legal spouse under age 70; 2) Your Domestic Partner under age 70 whose relationship with You is recognized by and allowed under applicable state law provided both the Domestic Partner and You: a) share the same regular and permanent residence; b) have a close personal relationship similar to lawful marriage; c) have agreed to be jointly responsible for Basic Living Expenses, incurred during the domestic partnership; d) are not married to anyone; e) are 18 years of age and older; f) are not so closely related by blood to be prohibited under applicable state laws; g) were mentally competent to consent to a contract when the domestic partnership began; h) are each other’s sole domestic partner; and i) are responsible for each other’s welfare; 3) Your unmarried Child from live birth and under the age of 26, if the Child: a) is not eligible under the policy for Personal Insurance; and b) is not in the military of any country; and 4) Your unmarried Child who is disabled and incapable of self-sustaining employment as a result of mental or physical disability. The Child must have been disabled prior to age 26. If the Child is at least age 26 on Your effective date, coverage is subject to AUL’s receiving written proof of the disability on that date including but not limited to receipt of Social Security Administration disability benefits. If the Child is not at least age 26, extension of coverage is subject to AUL’s receiving written proof of the disability not later than 120 days after the Child attains age 26. Proof of continued disability shall be required not more than once each year thereafter. If Dependent Insurance is not included in the policy, then references to Dependents and Dependent Insurance are null and void. DEPENDENT INSURANCE means the insurance provided under the policy covering Your Dependents, Section 20, if included in the policy. ELIMINATION PERIOD see Waiver of Premium, Section 8, if included in the policy.

Certificate of Insurance: Class 3 - Page 9 Certificate of Insurance: Class 3 Page 8 Page 10