GC 2510.3/2A SECTION 2 - DEFINITIONS (Probationary Elig Not Inc) SECTION 2 - DEFINITIONS Continued EMPLOYEE means any individual who is a full-time, permanent Employee (including owner, member, partner, or shareholder) of the Group Policyholder: 1) who is legally authorized to work and reside in the United States under applicable state and federal laws; and 2) whose employment with the Group Policyholder constitutes his principal occupation; and 3) who regularly works at that occupation at the Group Policyholder’s regular place of business a minimum of 30 hours or more per week; and 4) who is not temporarily or seasonally employed by the Group Policyholder; and 5) who is an employee, participant, person, or any member of any employee organization, who is or may become eligible to receive a benefit of any type from the Policyholder’s employee welfare benefit plan; and 6) who is not an independent contractor. EMPLOYER see GROUP POLICYHOLDER. Any references to Employer used in the policy shall include Insured Units. EVIDENCE OF INSURABILITY means a signed statement of proof acceptable to AUL of an Employee’s or Dependent’s medical history provided at no expense to AUL, and, if requested by AUL, medical records, tests, and/or examinations at no expense to AUL. Satisfactory Evidence of Insurability must include information and documentation which can be used by AUL to determine if the individual is an acceptable underwriting risk and can be approved for coverage under AUL’s guidelines. GRANDFATHERED RETIREE, see Eligibility, Section 3A, if included in the policy. GUARANTEED ISSUE AMOUNT means the amount of coverage that does not require Evidence of Insurability. This amount is selected by the Group Policyholder on the Application and later approved in writing by AUL. GROUP POLICYHOLDER means the entity which applied for and was approved by AUL for coverage. Any references to Group Policyholder used in the policy shall include Insured Units. MENTAL ILLNESS means a psychiatric or psychological condition classified in the most recent version of the Diagnostic and Statistical Manual of Mental Health Disorders (DSM), published by the American Psychiatric Association as of the date of Total Disability and has been diagnosed by a Physician. Such disorders include, but are not limited to, psychotic, emotional, behavioral disorders, or disorders related to stress or to substance abuse or dependency. If the DSM is discontinued or replaced, Mental Illness will be determined based on the diagnostic manual then published by the American Psychiatric Association on the date of Total Disability. NON-CONTRIBUTORY INSURANCE means insurance for which You pay no portion of the premium.