GC 2510.10 SECTION 8 - WAIVER OF PREMIUM FOR TOTAL DISABILITY (No Retiree) SECTION 8 - WAIVER OF PREMIUM FOR TOTAL DISABILITY This Section applies to Life Insurance. DEFINITIONS ELIMINATION PERIOD means a 9 month period of consecutive days of Total Disability. The Elimination Period begins on the 1st day of Total Disability and ends on the last day of the 9 month period. You may not have more than three (3) days of Active Work during the Elimination Period. WAIVER OF PREMIUM BENEFIT FOR TOTAL DISABILITY AUL will waive further premium payments for Your Life Amount if You: 1) become Totally Disabled before age 60 and while insured under the policy; 2) remain continuously Totally Disabled during the 9 month Elimination Period; 3) submit and AUL receives proof of Total Disability within the three (3) months prior to the end of the Elimination Period; 4) submit and AUL receives acceptable proof of continuous Total Disability at least annually and as requested by AUL; and 5) are under the Regular Attendance of a Physician. AUL also may require that You be examined: 1) at AUL’s expense; 2) by a Physician of AUL’s choice. The required amount of premium must continue to be received by AUL until AUL approves the request for Waiver of Premium Benefit for Total Disability and the Elimination Period has been fulfilled. While You meet the conditions set forth above and are approved by AUL for the benefit, You will retain coverage without the need to make further premium payments until the first of the following occurs: 1) proof of Total Disability is not received by AUL; 2) You become employed, or are found able to be employed in an occupation for which You are reasonably fitted by training, education or experience; 3) You refuse to undergo a medical examination requested by AUL; 4) the date You are not under the Regular Attendance of a Physician; 5) proof of continuous Total Disability is not submitted within the twelfth month of any benefit period unless it was not possible to do so; 6) You attain age 70; or 7) if You retire; 8) Your class terminates; or 9) You are no longer Totally Disabled.
Certificate of Insurance: Class 7 Page 15 Page 17