SECTION 1 - SCHEDULE OF BENEFITS BASIC INSURANCE GC 2510.2 SECTION 1 - SCHEDULE OF BENEFITS CLASS 007 GUARANTEED ISSUE AMOUNT: $50,000. Any amount of coverage for which You request greater than the Guaranteed Issue Amount will only be available following written approval by AUL. Approval will be based on Evidence of Insurability and information satisfactory to AUL. If coverage for amounts greater than the Guaranteed Issue Amount is approved, coverage will begin on the date identified in writing by AUL. See Section 4, Individual Effective Date. INDIVIDUAL EFFECTIVE DATE: Immediate. See Section 4. INDIVIDUAL REINSTATEMENTS: Immediate. See Section 11. INDIVIDUAL TERMINATIONS: End of the Month. See Section 9. TERMINATIONS: Terminations are governed by the Individual Terminations Section. See Section 9. TOTAL DISABILITY: The definition for Total Disability and Totally Disabled included in this certificate is the standard any occupation definition. See Section 2. WAITING PERIOD for Present Employees hired before the policy effective date: Immediately following 0 days. See Eligibility Section 3. WAITING PERIOD for New Employees hired on or after the policy effective date: Immediately following 0 days. See Eligibility Section 3. WAIVER OF PREMIUM FOR TOTAL DISABILITY: This benefit is included in this certificate. Reductions are not applicable to this benefit. See Section 8.