GC 2510.15-4 SECTION 12 - ACCIDENTAL DEATH AND DISMEMBERMENT SECTION 12E - CHILD CARE BENEFIT SECTION 12 - ACCIDENTAL DEATH AND DISMEMBERMENT SECTION 12E - CHILD CARE BENEFIT This Section applies to Basic Accidental Death Insurance. DEFINITIONS CHILD CARE EXPENSES mean any reasonable and customary weekly or monthly child-care fees assessed by a Child Care Facility. CHILD CARE FACILITY means a properly state-licensed child-care center not owned or operated by a member of the Child’s Family. ELIGIBLE CHILD(REN) means Your Child(ren) under age 13. FAMILY means any parent, step-parent, grandparent, brother, sister, uncle or aunt. CHILD CARE BENEFIT AUL will pay an Additional Accidental Death Benefit subject to the following rules: 1) The Child Care Benefit applies to each Eligible Child enrolled in a Child Care Facility on the date of Your Accidental Death or subsequently enrolls in a Child Care Facility within 12 months of Your Accidental Death. 2) Only Child Care Expenses incurred and paid after Your Accidental Death will be paid. 3) No more than $4,000 will be paid for each Eligible Child per calendar year for Child Care expenses. The cumulative benefit payments for all Eligible Children will not exceed the lesser of: a) $20,000, or b) 10% of Your AD&D Principal Sum shown in the Schedule of Benefits. 4) The Child Care Benefit will be paid once per year at the completion of the calendar year to the earlier of the following: a) the date the Child no longer satisfies eligibility requirements; b) the date the Child attains age 13; or c) 5 consecutive years after the date of Your Accidental Death. 5) If there is no Eligible Child, no Child Care Benefit will be paid. 6) Following AUL’s receipt of documentation showing proof of paying Child Care Expenses, the Child Care Benefit will be paid to any named beneficiary who paid Child Care Expenses, and in proportion to the amount of Child Care Expenses paid by each named beneficiary. 7) No Child Care Benefit will be paid beyond the date the policy terminates. If the policy terminates within 60 days of the end of the calendar year, a final Child Care Benefit will be paid when eligible. In no event will the total of all Additional Accidental Death Benefits payable exceed 100% of Your AD&D Principal Sum. In addition to the above limitations, this benefit is subject to the further limitations and provisions of this Section 12.