GC 2510.14 SECTION 12 - ACCIDENTAL DEATH AND DISMEMBERMENT SECTION 12 - ACCIDENTAL DEATH AND DISMEMBERMENT This Section applies to Basic Accidental Death Insurance. DEFINITIONS ACCIDENTAL DEATH means death due to an accident, directly and independently of all other causes. ADDITIONAL ACCIDENTAL DEATH BENEFITS mean the Seat Belt Benefit, the Air Bag Benefit, the Repatriation Benefit, the Child Higher Education Benefit and the Child Care Benefit. The total of the Additional Accidental Death Benefits payable will not exceed 100% of Your AD&D Principal Sum shown in the Schedule of Benefits. ACCIDENTAL DISMEMBERMENT means loss of sight, speech or hearing or severance of a body member, Loss of Use of a limb of the body, or Severe Burn due to an accident, directly and independently of all other causes. AIR BAG means an inflatable restraint device that is activated in an Automobile accident and 1) was installed by the Automobile manufacturer; 2) is not altered after the original installation by the Automobile manufacturer; 3) is functioning properly; and 4) complies with Federal Motor Vehicle Safety Standard Number 208 (49 C.F.R. Section 571.208) for the make, model and year of the Automobile. AUTOMOBILE means a motor vehicle properly registered with local authorities and permitted under applicable laws for use on highways. CHILD - see SECTION 2, DEFINITIONS. LOSS OF SIGHT means total, permanent blindness. LOSS OF SPEECH means total, permanent and irrecoverable loss of vocal communication. LOSS OF HEARING means total, permanent deafness in both ears which cannot be restored by any means. LOSS OF HAND means complete severance of the hand through or above the wrist. LOSS OF THUMB AND INDEX FINGER means complete severance of both the thumb and index finger at or above the metacarpophalangeal joints on the same hand. LOSS OF FOOT means complete severance of the foot through or above the ankle. LOSS OF USE OF UPPER AND LOWER LIMBS OF THE BODY means a total, permanent and irrecoverable loss of voluntary movement of the upper and lower limbs of the body which has continued for 12 continuous months. LOSS OF USE OF BOTH LOWER LIMBS OF THE BODY means a total, permanent and irrecoverable loss of voluntary movement of both lower limbs of the body which has continued for 12 continuous months. LOSS OF USE OF UPPER AND LOWER LIMBS ON ONE SIDE OF THE BODY means a total, permanent and irrecoverable loss of voluntary movement of the upper and lower limbs on one side of the body which has continued for 12 continuous months.