GC 2510.30 SECTION 20 - DEPENDENT INSURANCE SECTION 20H - DEPENDENT SPOUSE ACCELERATED LIFE BENEFIT SECTION 20 - DEPENDENT INSURANCE SECTION 20H - DEPENDENT SPOUSE ACCELERATED LIFE BENEFIT This Section applies to Basic Life Insurance. DEPENDENT SPOUSE ACCELERATED LIFE BENEFIT DEFINITION TERMINAL CONDITION means an injury or Sickness that, despite appropriate medical care, is conclusively established to AUL will result in the Dependent Spouse’s death and/or Domestic Partner’s death (thereafter, within this Dependent Spouse Accelerated Life Benefit Section, references to Spouse includes Domestic Partner) within 12 months from the date of claim. AUL may require that the Dependent Spouse be examined at AUL’s expense by AUL’s choice of Physician. DEPENDENT SPOUSE ACCELERATED LIFE BENEFIT If a Dependent spouse, under age 60, is Permanently and Totally Disabled and is diagnosed with a Terminal Condition and is eligible for benefits under this Section, You may apply for payment of the Dependent Spouse Accelerated Life Benefit. The amount of Dependent Spouse Accelerated Life Benefit available is shown in the Schedule of Benefits. Benefits will be paid in one lump sum to You. CONDITIONS To be eligible to apply for the Dependent Spouse Accelerated Life Benefit: 1) You must have Dependent Insurance that includes this Dependent Spouse Accelerated Life Benefit provision; 2) the Dependent spouse must be diagnosed by a Physician with a Terminal Condition while eligible for benefits under this Section; and must be less than age 60; 3) A Dependent who is subject to laws of a community property state, obtains the spouse’s written consent for payment to You of the Dependent Spouse Accelerated Life Benefit; and 4) You can receive a Dependent Spouse Accelerated Life Benefit only once. PROOF REQUIRED FOR THE DEPENDENT SPOUSE ACCELERATED BENEFIT Proof is a completed claim form and other information AUL requires in order to determine whether benefits are owed under this Section. AUL may require that the Dependent spouse be examined by a Physician selected by AUL and at AUL’s expense. LIMITATIONS A Dependent Spouse Accelerated Life Benefit will not be paid if: 1) the Dependent spouse’s coverage terminates; or 2) the policy or provision terminates. NOTE: The Dependent’s Accidental Death and Dismemberment Insurance, if any, terminated upon approval of the Waiver of Premium benefit.

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