SECTION 2 - DEFINITIONS ELIMINATION PERIOD means a period of consecutive days of Disability for which no benefit is payable. The Elimination Period is set forth on the Schedule of Benefits and begins on the first day of Disability. EMPLOYEE means any individual who is a full-time, permanent Employee (including owners, proprietors, partners, members or corporate officers) of the Participating Unit: 1) whose employment with the Participating Unit constitutes his principal occupation; 2) who works at that occupation a minimum number of hours shown on the Schedule of Benefits; 3) who is working at the Participating Unit's regular place of business which may include an alternative worksite if approved by the Participating Unit and AUL; 4) who is not a part-time, temporary or seasonal employee; 5) who is authorized to work in the United States under applicable state and federal laws; and 6) if approved by AUL: a) who legally works and resides in Canada; b) who legally works in the United States and resides in Canada; or c) who legally works in Canada and resides in the United States. EMPLOYER'S RETIREMENT PLAN means any defined benefit or defined contribution plan that provides retirement benefits to Employees and is not funded wholly by Employee contributions. It includes any retirement plan that: 1) is part of any federal, state, county, municipal or association retirement system; and 2) a Person is eligible for as a result of his employment with the Participating Unit. It does not include: 1) profit sharing plans; 2) thrift or savings plans; 3) Individual Retirement Accounts (IRA) or Roth IRAs, funded wholly by the Person’s contributions; 4) Tax Sheltered Annuities (TSA); 5) Stock Ownership Plans (ESOP); 6) nonqualified deferred compensation plans; 7) Keogh, 401(k), 403(b), 457 plans; or 8) Veteran Administration Benefits except those benefits that are a result of the same Disability for which a Monthly Benefit is payable under the Group Policy. GC 3100.4C/1 SECTION 2 - DEFINITIONS 2003 (Residual)