SECTION 1 - SCHEDULE OF BENEFITS CLASS NUMBER 001 MAXIMUM BENEFIT DURATION 65/5/70 Age When Total Disability Begins Maximum Duration Less Than Age 65 Greater of: SSNRA* or 5 Years 65-68 Lesser of: 5 Years or To Age 70 69 and over 1 Year * SSNRA means the Social Security Normal Retirement Age as figured by the 1983 amendment or any later amendment to the Social Security Act. GC 3100.2 SECTION 1 - SCHEDULE OF BENEFITS 2005