CONTINUATION OF INSURANCE: Your insurance may be continued, by payment of premium, beyond the date you cease to be eligible for this insurance, but not longer than: (1) twelve (12) months, if due to illness or injury; or (2) one (1) month, if due to temporary lay-off or approved leave of absence. REINSTATEMENT: Insurance may be reinstated if you were: (1) on an approved leave of absence, or (2) on a temporary lay-off. You must return to Active Work with the Policyholder within the period of time shown on the Schedule of Benefits. You must also be a member of a class eligible for this insurance. The insurance will go into effect on the day you return to Active Work for one full day. If you return after having resigned or having been discharged, you will be required to fulfill the Eligibility Requirements of the Policy again. If you request insurance after previously terminating insurance at your request or for failure to pay premium when due, proof of good health must be approved by us before your insurance coverage may be reinstated. LRS-6423-4 Ed. 04/16 Page 5.1