2. DEFINITIONS Riot includes all forms of public violence, disorder, or disturbance of the public peace, by three or more persons assembled together, whether or not acting with a common intent and whether or not damage to person or property or unlawful act or acts is the intent or the consequence of such disorder. Physician means a person who is operating within the scope of his or her license and is either: · licensed in the United States or Canada as a medical doctor and authorized to practice medicine and prescribe and administer drugs or to perform surgery; or · any other duly licensed medical practitioner who is deemed by applicable state or provincial law to have the same authority as a legally qualified medical doctor. The Physician cannot be you, a business associate or any Family Member. Policy means the group insurance policy under which this Certificate is issued. Policyholder means the entity to which the Policy is issued. Proof means any medical, financial or other information that we require to make a claim determination. Signed means any symbol or method executed or adopted by a person with the present intention to authenticate a record, and which is on or transmitted by paper, electronic or telephonic media, and which is consistent with applicable law. Specialist Physician means a medical doctor who is licensed and practicing in the United States or Canada and who has completed an accredited specialty training program recognized by the American Board of Medical Specialties and has passed the examination leading to Board Certification in the field most applicable to the condition being evaluated or equivalent certification acceptable to us. Spouse means any person who is a party to a marriage and under state, federal or provincial law is recognized as a spouse or civil union partner. Spouse does not include: · any person who is insured as an Employee; or · any person residing outside the United States or Canada. This exclusion does not apply to a Spouse who resides with you while you are on a temporary work assignment outside the United States. Treatment means a Physician's consultation, care or services; diagnostic measures; or the prescription, refill or taking of prescribed drugs or medicines. We, Us, Our (we, us, our) means Sun Life Assurance Company of Canada. Written or Writing means a record which is on or transmitted by paper, electronic or telephonic media, and which is consistent with applicable law. You, Your (you, your) means an Employee who is eligible for insurance under the Policy. 16-SD-C-01 Page11