1. BENEFIT HIGHLIGHTS If you enrolled in this option, your insurance will be based on the following. Core Conditions Category – Employee, Spouse and Dependent Children Insurance Covered Condition Benefit Percentages Recurrence Benefit Percentages Heart Attack 100% 100% Stroke 100% 100% Major Organ Failure 100% 100% Occupational Infectious Diseases 100% N/A End-stage Kidney Disease 100% 100% Coronary Artery Bypass Graft 25% 25% Angioplasty 5% 5% Cancer Conditions Category – Employee, Spouse and Dependent Children Insurance Covered Condition Benefit Percentages Recurrence Benefit Percentages Invasive Cancer 100% N/A Non-Invasive Cancer 25% N/A Skin Cancer 5% N/A Other Conditions Category – Employee, Spouse and Dependent Children Insurance Covered Condition Benefit Percentages Recurrence Benefit Percentages Benign Brain Tumor 100% N/A Coma 100% N/A Complete Blindness 100% N/A Paralysis 100% N/A Loss of Speech 100% N/A Complete Loss of Hearing 100% N/A Advanced ALS/Lou Gehrig’s 100% N/A Disease Advanced Alzheimer’s Disease 25% N/A Advanced Parkinson’s Disease 25% N/A Severe Burns 100% N/A Childhood Conditions Category – Dependent Children Insurance Covered Condition Benefit Percentages Recurrence Benefit Percentages Down Syndrome 100% N/A Cerebral Palsy 100% N/A Complex Congenital Heart 100% N/A Disease Cystic Fibrosis 100% N/A Spina Bifida 100% N/A Cleft Lip/Palate 100% N/A Type 1 Diabetes Mellitus 100% N/A Muscular Dystrophy 100% N/A Maximum Benefits Payable for each Insured under this Certificate: · Each Covered Condition is payable 1x during the lifetime of the Policy (except as described in the Recurrence Benefit provision). 16-SD-C-01 Page6