9. WELLNESS SCREENING BENEFIT What is the wellness screening benefit? While your insurance under the Policy is in force, we will pay you a wellness screening benefit each Benefit Year during which you or your insured Spouse or your insured Dependent Child has any one of the following wellness screening tests performed: · CA15-3 (blood test for breast cancer) · Breast Cancer Screening (clinical breast exam, mammography, MRI, thermography, ultrasound) · CA 125 (blood test for ovarian cancer) · Colorectal Cancer Screening (fecal occult blood test, colonoscopy, sigmoidoscopy) · CEA (blood test for colon cancer) · Lipid panel (cholesterol, triglycerides, HDL, LDL) · Pap smear · Prostate Cancer Screening (digital rectal exam, PSA blood test) · Skin Cancer Screening · Diabetes tests (fasting blood glucose test, hemoglobin A1c) · Cardiac exercise stress test · Electrocardiogram (ECG)-resting or stress · Chest x-ray · Hemocult stool analysis · Serum protein electrophoresis · Carotid Doppler · Echocardiogram · Immunizations · Interscholastic Sports Physical Exam What is the amount of the wellness screening benefit? We will pay you the amount as shown in the Benefit Highlights once each Benefit Year if any one of the wellness screening tests described in this Certificate is performed for you regardless of the results of the test. We will pay you the amount as shown in the Benefit Highlights once each Benefit Year if any one of the wellness screening tests described in this Certificate is performed for your insured Spouse. We will pay you the amount as shown in the Benefit Highlights once each Benefit Year if any one of the wellness screening tests described in this Certificate is performed for your insured Dependent Child. The wellness screening benefit is paid in addition to any other benefits payable under the Policy. What conditions apply to the wellness screening benefit? To receive this benefit, you must notify us of which wellness screening test was performed. 16-SD-C-01 Page28

Critical Illness cert - Page 28 Critical Illness cert Page 27 Page 29