11. INSURANCE CONTINUATION Are there any conditions under which your Employer can continue your insurance? While the Policy is in force and subject to the conditions stated in the Policy, your Employer may continue your insurance that was in force on the date immediately before the date you ceased to be Actively at Work by paying the required premium to us for any of the following reasons and durations: · absence due to Injury or sickness - up to 12 months; · Layoff – up to 3 months; · Leave of Absence - up to 3 months including Family and Medical Leave of Absences ; · School Recess – up to 3 days; · Vacation – based on your Employer’s policy, not to exceed 3 months. You should contact your Employer for more details. While the Policy is in force, you may be eligible to continue your insurance pursuant to the Family and Medical Leave Act of 1993, as amended or continue coverage pursuant to a state required continuation period (if any). You should contact your Employer for more details. While the Policy is in force, you may be eligible to continue your insurance coverage pursuant to the Uniformed Services Employment and Reemployment Rights Act (USERRA), as amended. You should contact your Employer for more details. 16-SD-C-01 Page34