Claim examples Meet Kristen and Eric In addition to their major medical insurance, Kristen and Eric each enroll in Symetra Critical Illness Insurance with a $10,000 policy benefit amount. Their employer provides the option to add dependents, so Eric enrolls his daughter Lexi in his plan with a $5,000 policy benefit amount. See how the benefits they receive help each of them after they're diagnosed with covered conditions. Kristen Kristen goes in for treatment after doctors discover she has breast cancer. They use a combination of surgery and radiation therapy treatment. Since Symetra considers any stage of breast cancer to be invasive cancer, Kristen receives the higher benefit amount typically associated with an invasive cancer diagnosis. She uses her critical illness benefit to help pay for her deductible and coinsurance, as well as other expenses while she’s recovering. Cancer benefit paid: 100% of policy benefit amount = $10,000 Kristen uses her benefit dollars on related medical costs, child care and transportation, then puts the rest in savings. These examples are for illustrative purposes only and are meant to provide a general overview of how coverage works. Any resemblance to actual persons is purely coincidental. Please refer to your complete set of enrollment materials for your plan’s benefit amounts and costs of coverage. Eric and Lexi Shortly after enrolling in his coverage, Eric suffers a heart attack and has to spend two days in the hospital. Later that year, Lexi is diagnosed with severe asthma. Eric receives two critical illness benefits, one for his heart attack and one for Lexi’s diagnosis, which help with a variety of related health care costs. Heart attack benefit paid: 100% of policy benefit amount = $10,000 Severe asthma dependent benefit paid: 100% of policy benefit amount = $5,000 Eric uses these benefits to pay for related medical costs and continue growing Lexi’s college fund. Each policy includes coverage for different conditions and life events. For costs and complete details of the coverage, contact your benefits representative. Continued > Continued > Critical Illness Insurance | Including coverage for childhood conditions 3
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