RL-ACC3-CNT2-23-IN 4 CNT-12967 (11/25) When this continuation ends, insurance under the Policy will stay in force only if all of the following conditions are met:  Accident insurance is in force for Active Employees under the Policy;  You are in an eligible class for coverage under the Policy; and  Your premium payments are resumed. The amount of insurance will be subject to the Certificate and riders in effect on the date your premium payments are resumed. RETURN TO ACTIVE EMPLOYMENT If coverage is not continued during your Leave of Absence for active military service, and you return to Active Employment while coverage is in force for Active Employees under the Policy, then coverage for all Covered Persons may be reinstated in accordance with USERRA and applicable state law. If coverage is not continued during any other period that is eligible for continuation under the Policy, and you return to Active Employment while coverage is in force for Active Employees under the Policy, then the terms of the Certificate and riders will apply. PORTABILITY FOLLOWING TERMINATION OF CONTINUATION When continuation under this rider ends, continued premium payment will be required to keep coverage in force. If you are not eligible as an Active Employee on that date, then your coverage can be continued under the Certificate’s PORTABILITY provision. See the PORTABILITY provisions of the Spouse Accident Rider and Children’s Accident Rider for information about continuing coverage after your death or divorce. Executed at our home office: 250 Marquette Avenue Suite 900 Minneapolis, MN 55401 Amelia (Amy) J. Vaillancourt Melissa A. O'Donnell President Secretary