RL-ACC3-CHR2-23-IN 1 CHR-12967 (11/25) CHILDREN'S ACCIDENT RIDER RELIASTAR LIFE INSURANCE COMPANY 250 Marquette Avenue, Suite 900, Minneapolis, Minnesota 55401 POLICYHOLDER: Noblesville Schools GROUP POLICY NUMBER: 73058-1CAC2 This rider is made a part of the Group Accident Insurance Certificate and is subject to all of the provisions, limitations and exclusions of the Policy and Certificate, unless changed by this rider. Unless expressly changed by this rider, the terms used in this rider have the same meaning as in the Certificate. CONTENTS Section Page Schedule of Benefits.............................................................................. 1 Definitions.............................................................................................. 1 General Provisions................................................................................. 2 Accident Benefits........................................................................... 5 Exclusions.............................................................................................. 5 Claims.................................................................................................... 5 DEFINITIONS General terms defined in the DEFINITIONS section of the Certificate regarding medical conditions and eligibility apply to your Children. Child or Children means a child from birth but less than 26 years of age who is one of the following:  Your natural or adopted child from the earlier of the date of placement or order granting custody.  Your stepchild.  A child or grandchild for whom you are a legal guardian.  Your foster child. The child must also meet all of the following conditions:  Not be on full-time active duty in the armed forces of any country or subdivision thereof.  Not be insured under the Policy as an Employee or Spouse. SCHEDULE OF BENEFITS WHO PAYS FOR THE COVERAGE You pay the cost of coverage under this rider. ACCIDENT BENEFITS The benefit amounts for your Children are the same as the benefit amounts for you as shown on the SCHEDULE OF BENEFITS section of the Certificate, based on your Child’s Covered Accident.