RL-ACC3-CERT2-23-IN 21 D12967 (11/25) Subsequent tears of the healing cartilage which occur after the original Covered Accident are not covered unless such tears are the result of Injuries received in a new and separate Covered Accident. ADDITIONAL BENEFIT(S) Sports Accident Benefit: An additional percentage of the Accident Hospital Care, Accident Care or Common Injuries benefit amount is payable if the Covered Accident is the result of participating in an organized sporting activity. “Organized sporting activity” for this benefit means an amateur sports competition or organized practice for an amateur sports competition. The activity must be overseen by an amateur sporting organization that oversees scholastic, recreational or social sports activities. This includes:  Participation in physical education as a class in a school setting.  Coaching, officiating or refereeing for an amateur sporting organization. Organized sporting activity does not include any activity that occurs before, between or after competitions or practices, including travel to or from a competition or practice. “Amateur sporting organization” means a public or private school, sports association, community recreational association or other organization that as part of its oversight does the following:  Sets up official rules and standards of play.  Arranges for officials to oversee competition.  Organizes inter-team competition, facilities and equipment.