Florida Residents - The benefits of the Policy providing Your coverage are governed primarily by the law of a state other than Florida. TABLE OF CONTENTS Section Page Cover Page................................................................................................................................................. 1 Table of Contents........................................................................................................................................ 2 Schedule of Benefits................................................................................................................................... 3 Definitions................................................................................................................................................... 8 General Provisions...................................................................................................................................... 11 Accident Benefits................................................................................................................................. 15 Exclusions................................................................................................................................................... 22 Claims......................................................................................................................................................... 22 RL-ACC3-CERT2-23-IN 2 D12967 (11/25)