RL-CI4-CERT2-20-IN 6 D12969 (11/25) DEFINITIONS Active Employment or Active Employee means you are working for the Employer for earnings that are paid regularly and you are performing the material and substantial duties of your regular occupation. Your work site must be one of the following: The Employer's usual place of business; An alternative work site at the direction of the Employer, including your home; or A location to which your job requires you to travel. Normal vacation is considered Active Employment. Addison’s Disease means the diagnosis of a long-term endocrine disorder that occurs when your body produces insufficient amounts of steroid hormones produced by your adrenal glands, confirmed via blood tests, urine tests, or medical imaging. Advanced Dementia means a clinically established diagnosis of Alzheimer’s Disease, or other type of permanent and progressive advanced dementia, with severe cognitive decline and with findings consistent with a Global Deterioration Scale (GDS) or Functional Assessment Staging (FAST) Stage 3 or more, or a Clinical Dementia Rating Scale (CDR) of 1. Amyotrophic Lateral Sclerosis (ALS) means the diagnosis of a motor neuron disease, marked by progressive muscular weakness and atrophy with spasticity and hyperreflexia due to a loss of motor neurons of the spinal cord, medulla and cortex. Benign Brain Tumor means the diagnosis of a non-cancerous brain tumor confirmed by the examination of tissue (biopsy or surgical excision) or specific neurological examination. The tumor must result in persistent neurological deficits including, but not limited to: Loss of vision; Loss of hearing; or Balance disruption. For purposes of the Policy, the following are not considered Benign Brain Tumors: Tumors of the skull; Pituitary adenomas; and Germinomas. Benign Brain Tumor does not include diagnosis of any of the following conditions prior to your coverage effective date: Neurofibromatosis I; Neurofibromatosis II; Von Hippel Lindau; Tuberous Sclerosis; Li Fraumani Syndrome; Cowden Disease; and Turcot Syndrome. Bone Marrow Transplant means the clinical diagnosis of the need for a surgical transplant when you have been added to the Be The Match registry for a bone marrow transplant. It also includes a clinical diagnosis and actual transplant that occurs before you are able to be added to the Be The Match registry. Abdominal Aortic Aneurysm means the diagnosis of an enlargement of the abdominal aorta of 5 cm or more, or of 4 cm or greater and rapidly expanding, for which a surgical repair has been advised.
Critical Illness Insurance Plan for Noblesville Schools Employees Page 6 Page 8