RL-CI4-CERT2-20-IN 8 D12969 (11/25) Critical Illness means any of the following as defined:  Abdominal Aortic Aneurysm; or  Addison’s Disease; or  Advanced Dementia; or  Amyotrophic Lateral Sclerosis (ALS); or  Benign Brain Tumor; or  Bone Marrow Transplant; or  Cancer; or  Carcinoma in Situ; or  Coma; or  Coronary Angioplasty; or  Coronary Artery Bypass; or  Heart Attack; or  Huntington’s Disease (Huntington’s Chorea); or  Implantable (or Internal) Cardioverter Defibrillator (ICD) Placement; or  Infectious Disease; or  Loss of Hearing; or  Loss of Sight; or  Loss of Speech; or  Major Organ Transplant; or  Multiple Sclerosis; or  Muscular Dystrophy; or  Myasthenia Gravis; or  Occupational HIV; or  Occupational Hepatitis B or C; or  Open Heart Surgery For Valve Replacement or Repair; or  Pacemaker Placement; or  Parkinson’s Disease; or  Permanent Paralysis; or  Ruptured or Dissecting Aneurysm; or  Severe Burns; or  Skin Cancer; or  Stem Cell Transplant; or  Stroke; or  Sudden Cardiac Arrest; or  Systemic Lupus Erythematosus (SLE); or  Systemic Sclerosis (Scleroderma); or  Thoracic Aortic Aneurysm; or  Transcatheter Heart Valve Replacement or Repair; or  Transient Ischemic Attacks (TIA); or  Type 1 Diabetes. Different Diagnosis means any of the following:  A diagnosis of a Critical Illness that is for a different illness/condition than a previously diagnosed illness/condition.  A diagnosis that is related to an illness/condition that existed prior to your coverage effective date if: - The subsequent diagnosis of the Critical Illness is for the same illness/condition as an illness/condition diagnosed prior to your coverage effective date under the Policy.  A diagnosis that is related to a Critical Illness for which we previously paid benefits if: - The subsequent diagnosis of the Critical Illness, other than Cancer or Carcinoma in Situ or Skin Cancer, is for the same illness/condition as a Critical Illness for which benefits were payable under the Policy. - The subsequent diagnosis of Cancer or Carcinoma in Situ or Skin Cancer 1) is for the same illness/condition as a Critical Illness for which benefits were payable under the Policy, and 2) occurs more than 3 months after the date of the previous diagnosis. Note: A second or confirmatory medical opinion is not a Different Diagnosis.