ICC19 RL-STD-CERT-19 8 D12972 (11/25) Recurrent Disability means a Disability for which both of the following are true:  It is caused by a worsening in your condition.  It is due to the same cause(s) as your prior Disability for which we made a Weekly Payment. Regular Occupation means the occupation you are routinely performing when your Disability begins. We will look at your occupation as it is normally performed in the national economy, instead of how the work tasks are performed for a specific employer or at a specific location. Retirement Plan means a defined contribution plan or defined benefit plan. These are plans which provide retirement benefits to employees and are not funded entirely by employee contributions. Retirement plan includes but is not limited to any plan which is part of any federal, state, county, municipal or association retirement system. Sickness means illness, disease, pregnancy or complications due to pregnancy. Disability resulting from sickness must begin while you are covered under the Policy. Signed means any symbol or method executed or adopted by a person with the present intention to authenticate a record, and which is on or transmitted by paper, electronic or telephonic media, and which is consistent with applicable law. Spouse means your lawful spouse or any other person recognized as your spouse under the civil union, domestic partnership, marriage or other family or domestic relations law of the governing jurisdiction. If you reside in a State different from the governing jurisdiction of the Policy, the Certificate shall, if required, comply with the applicable civil union, domestic partnership, marriage or other family or domestic relations law of the State in which you reside. Third Party means any person or entity whose act or omission, in full or in part, caused you to suffer a Disability for which benefits are paid or payable under the Policy. Third party also includes your homeowners, automobile or other insurance company if they make payment to you because of the acts or omissions of another person or entity. Total Disability or Totally Disabled means that when we review your claim and determine you are unable to perform the Material and Substantial Duties of your Regular Occupation due to your Sickness or Injury, and you are not working in any occupation. If you are employed as a pilot, co-pilot, or crew of an aircraft, Total Disability or Totally Disabled means that your Sickness or Injury prevents you from performing the duties of any occupation. The loss of a professional or an occupational license or certification does not, in itself, constitute Total Disability. Vocational Rehabilitation Plan means a Written plan that a vocational rehabilitation professional, designated by us, prepares in accordance with the Vocational Rehabilitation Services provision of the Policy. Weekly Earnings means your gross weekly income from your Employer as stated in the SCHEDULE OF BENEFITS. Weekly Payment means your benefit after any Deductible Sources of Income and Disability Earnings have been subtracted from your Gross Weekly Payment. Written or Writing means a record which is on or transmitted by paper, electronic or telephonic media and which is consistent with applicable law.