ICC19 RL-STD-CERT-19 17 D12972 (11/25) WHEN PAYMENTS END We will stop sending you payments and your claim will end on the earliest of the following:  The end of the Maximum Period of Payment.  The date you are no longer Disabled under the terms of the Policy.  The date you fail to submit proof of continuing Disability.  The date you die.  When you are able to return to work in your Regular Occupation on a Part-time Basis but you do not.  The date your Disability Earnings exceed 80% of your Weekly Earnings. We will not pay a benefit for any period of Disability during which you are incarcerated. RECURRENT DISABILITY If you have a Recurrent Disability, and after your prior Disability ended, you returned to work for your Employer for 14 consecutive days or less, we will treat your Disability as part of your prior claim and you do not have to complete another elimination period. Your Weekly Payment will be based on your Weekly Earnings as of the date of your initial claim. Your Disability, as outlined above, will be subject to the same terms of this Policy as your prior claim. Your Disability will be treated as a new claim if your current Disability:  Is unrelated to your prior Disability; or  After your prior Disability ended, you returned to work for your Employer for more than 14 consecutive days. The new claim will be subject to all of the provisions of the Policy and you will be required to satisfy a new elimination period. If the Policy terminates, you will no longer be eligible for coverage under the Policy. VOCATIONAL REHABILITATION SERVICES We have vocational rehabilitation services available to assist you in returning to work to the extent of your ability. We will review your disability claim to determine whether you are eligible for these services. In order to be eligible for vocational rehabilitation services, you must be medically able to participate in a return to work plan. Your participation in a Vocational Rehabilitation Plan is voluntary. If you elect not to participate it will not affect our determination of whether you are Disabled under the Policy. Your claim file will be reviewed by a vocational rehabilitation professional to determine if rehabilitation services might help you return to gainful employment. As your file is reviewed, medical and vocational information will be analyzed to determine an appropriate return to work plan. We will make the final determination of your eligibility for these services. If we determine that vocational rehabilitation services are appropriate, we will provide you with a Written Vocational Rehabilitation Plan developed specifically for you. The Vocational Rehabilitation Plan may include at our sole discretion, but is not limited to, the following services:  Coordination with your Employer to assist you to return to work;  Evaluation of adaptive equipment or job accommodations to allow you to work;  Evaluation of possible workplace modifications which might allow you to return to work in your Regular Occupation or another job or occupation;  Vocational evaluation to determine how your Disability may impact your employment options;  Job placement services, including resume preparation services and training in job-seeking skills; alternative treatment plans such as recommendations for support groups, physical therapy, occupational therapy, or other treatment designed to enhance your ability to work.