ICC18 LC14GP-2 4 D12995 (11/25) SUPPLEMENTAL LIFE INSURANCE Supplemental life insurance is Contributory by Employees. Eligible Class(es) Amount All Eligible Employees Choice of $10,000 to $500,000 in $10,000 increments MAXIMUM AMOUNT OF SUPPLEMENTAL LIFE INSURANCE $500,000 not to exceed 5 times your Basic Yearly Earnings BENEFIT REDUCTIONS Basic life insurance Your insurance amount will decrease as follows:  To 67% of the original amount on your 70th birthday.  To 45% of the original amount on your 75th birthday. Supplemental life insurance Your insurance amount will decrease as follows:  To 45% of the original amount on your 70th birthday.  To 30% of the original amount on your 75th birthday.  To 20% of the original amount on your 80th birthday.  To 15% of the original amount on your 85th birthday.  To 10% of the original amount on your 90th birthday. Reduced insurance amounts are not rounded. Retiree coverage does not reduce.