ICC18 LR14GP-ADD-2 9 ADD-12995 (11/25) Transportation/Repatriation: The Covered Person’s accidental death occurs at least 100 miles from the Covered Person’s primary residence. Child Care: Your dependent child under age 13 is enrolled in Child Care within 31 days of the date of a Covered Person’s death for which a benefit is payable under this rider. No Child Care benefit is payable for your insured Child’s death. You or the Beneficiary must provide proof annually that your child remains eligible. Benefits will stop when your child is no longer eligible. If you do not have an eligible dependent child, a flat benefit amount of $1,000 is payable. Child education: Your dependent child is enrolled as a full-time student in an accredited post-secondary institution of higher learning beyond grade 12 within 365 days following the date of a Covered Person’s death for which a benefit is payable under this rider. No child education benefit is payable for your insured Child’s death. To be considered full-time, your child’s full-time school attendance must be 6 months or more in each annual period following enrollment. Benefits are payable at the end of each annual period following enrollment. You or the Beneficiary must provide proof annually that your child remains eligible. Benefits will stop when your child is no longer eligible. A dependent child for this benefit has the same meaning as a Child under the Children’s Life Insurance Rider. If you do not have an eligible dependent child, a flat benefit amount of $1,000 is payable. Spouse education: Your spouse is enrolled as a full-time student in an accredited post-secondary institution of higher learning beyond grade 12 within 365 days following the date of your death for which a benefit is payable under this rider. No spouse education benefit is payable for your insured Spouse’s or Child’s death. To be considered full- time, your spouse’s full-time school attendance must be 6 months or more in each annual period following enrollment. Benefits are payable at the end of each annual period following enrollment. The Beneficiary must provide proof annually that your spouse remains eligible. Benefits will stop when your spouse is no longer eligible. A spouse for this benefit has the same meaning as a Spouse under the Spouse Life Insurance Rider. If you do not have an eligible spouse, a flat benefit amount of $1,000 is payable. Spouse training: Your spouse is enrolled in a professional or trade training program for the purpose of obtaining an independent source of support and maintenance following your death for which a benefit is payable under this rider. The actual cost of the training program must be incurred within 365 days of your death. No spouse training benefit is payable for your insured Spouse’s or Child’s death. Benefits are payable upon proof of enrollment and that an actual cost for the training was incurred. A spouse for this benefit has the same meaning as a Spouse under the Spouse Life Insurance Rider. If you do not have an eligible spouse, a flat benefit amount of $1,000 is payable. Occupational assault: Your loss for which a benefit is payable under this rider is the result of an intentional and unlawful act of physical violence directed at you by another person while you were performing assigned duties of your employment with the Employer. A report of criminal activity must be filed by you or on your behalf with the appropriate law enforcement authority within 48 hours of the assault. No occupational assault benefit is payable for your insured Spouse’s or Child’s loss. If an occupational assault benefit and a felonious assault benefit would be otherwise payable for the same loss, then only the larger of the benefits will be payable. Felonious assault: Your loss for which a benefit is payable under this rider is the result of a violent or criminal act directed at you by another person during the course of or attempt at robbery or hold-up, or a kidnapping involving Policyholder funds. No felonious assault benefit is payable for your insured Spouse’s or Child’s loss. If a felonious assault benefit and an occupational assault benefit would be otherwise payable for the same loss, then only the larger of the benefits will be payable.