ICC18 LC14GP-2 8 D12995 (11/25) Enrollment for supplemental coverage on the Policy effective date, for employees who had supplemental coverage under the Employer's prior Policy… Any amount of total Supplemental Life Insurance exceeding $300,000 Enrollment for supplemental coverage on the Policy effective date, for employees who had no supplemental coverage under the Employer's prior Policy… Any amount exceeding $300,000 Enrollment at a scheduled annual enrollment period after the Policy effective date for an increase to existing supplemental coverage… Any amount of total Supplemental Life Insurance exceeding $300,000 Enrollment at a scheduled annual enrollment period after the Policy effective date for initial supplemental coverage… All amounts Enrollment within 31 days after a change in family status as documented and approved by the Employer and valid during this enrollment… Any amount of total Supplemental Life Insurance exceeding $300,000 Any new or increased supplemental coverage not described above, including enrollments more than 31 days after initial eligibility… All increased amounts EFFECTIVE DATE OF COVERAGE For Noncontributory coverage, you will be covered at 12:01 a.m. standard time at the Policyholder’s address on the date you are eligible for coverage. For Contributory coverage, you will be covered at 12:01 a.m. standard time at the Policyholder’s address on the latest of the following:  The date you are eligible for coverage, if you enroll for coverage on or before that date.  The date you enroll for coverage.  The date we approve your Evidence of Insurability, if Evidence of Insurability is required.  The date you return to Active Employment, if you are not in Active Employment when your coverage would otherwise become effective. Exception: Coverage starts on a non-working day if you were in Active Employment on your last scheduled working day before the non-working day. Non-working days include time off for the following: vacations, personal holidays, weekends and holidays, approved nonmedical leave of absence and paid time off for nonmedical-related absences.