Open Class Retirees 2 RD12995 MAXIMUM AMOUNT OF BASIC LIFE INSURANCE FOR CLASS 4 RETIREES $240,000 MAXIMUM AMOUNT OF BASIC LIFE INSURANCE FOR CLASS 5 RETIREES $120,000 MAXIMUM AMOUNT OF BASIC LIFE INSURANCE FOR CLASS 6 RETIREES $60,000 Please insert this Endorsement with your Certificate. EFFECTIVE DATE This Schedule of Benefits is effective for you on the latest of the following dates:  January 1, 2026  The effective date of your insurance. Melissa A. O'Donnell Secretary