ICC18 LR14GP-ADD-2 4 ADD-12995 (11/25) ADDITIONAL ACCIDENT BENEFITS Benefit: Additional Amount: Common Accident Equal to 100% of the full Spouse Benefit Amount for loss of life to a maximum of $50,000 Common Carrier Equal to 50% of the full Benefit Amount for the loss to a maximum of $50,000 Safety Belt use Equal to 10% of the full Benefit Amount for loss of life to a maximum of $10,000 Airbag use Equal to 5% of the full Benefit Amount for loss of life to a maximum of $5,000 Transportation/Repatriation Equal to 2% of the full Benefit Amount for loss of life to a maximum of $2,000 Child Care (per child) Equal to 5% of the full Benefit Amount for loss of life annually up to a total of $10,000 for all children Child education (per student) Equal to 5% of the full Benefit Amount for loss of life up to a total of $3,000 for all students per academic year for up to 4 years. Spouse education Equal to 5% of the full Benefit Amount for loss of life up to a total of $3,000 per academic year for up to 4 years Spouse training Equal to 5% of the full Benefit Amount for loss of life to a maximum of $20,000 Occupational assault Equal to 100% of the full Benefit Amount for the loss to a maximum of $10,000 Felonious assault Equal to 10% of the full Benefit Amount for the loss to a maximum of $10,000 DEFINITIONS Accidental Injury means a bodily injury sustained by a Covered Person, which is a direct result of an accident, independent of disease or bodily or mental illness or infirmity or any other cause, and which occurs while the Covered Person’s insurance under this rider is in force. Airbag means a passenger restraint system properly installed in the Automobile in which the Covered Person was riding at the time of the Accidental Injury, which inflates for added protection to the head and chest areas. Automobile means any self-propelled private passenger vehicle which has four or more tires and which is not being used for commercial purposes. Child Care means any facility or private care that: is licensed as child care by the state, provides non-medical care and supervision for children, and is not operated by you or a member of your immediate family. Coma means a state of deep and total unconsciousness from which the comatose person cannot be aroused, as determined by a Doctor, and which continues for a period of 30 days. Common Accident means the same accident or separate accidents that occur within the same 24-hour period, that cause Accidental Injury to both you and your insured Spouse.
Noblesville Schools Group Term Life Insurance Plan Page 60 Page 62