ICC18 LR14GP-PTS-2 1 PTS-12995 (11/25) This rider is made a part of the Group Term Life Insurance Certificate and is subject to all of the provisions, limitations and exclusions of the Policy and Certificate, unless changed by this rider. Unless expressly changed by this rider, the terms used in this rider have the same meaning as in the Certificate. Covered Person means:  You, if you are covered for life insurance under the Policy.  Your Spouse who is covered under your Spouse Life Insurance Rider.  Your Children who are covered under your Children’s Life Insurance Rider. Total Disability or Totally Disabled means that due to an injury or sickness you are unable to perform the material duties of your regular job, and you are unable to perform any other job for which you are fit by education, training or experience. GENERAL PROVISIONS ELIGIBILITY FOR RIDER If you are covered under the Policy, then you are eligible for this rider on the latest of the following:  The Policy effective date.  The date this rider is available to the eligible class of Employees to which you belong.  Your life insurance coverage effective date. EFFECTIVE DATE OF RIDER You will be covered at 12:01 a.m. standard time at the Policyholder’s address on the date you are eligible for this rider. TERMINATION OF RIDER This rider terminates on the earliest of the following:  The date your life insurance terminates.  The date this rider is terminated for all Employees under the Policy.  The date this rider is terminated for the eligible class of Employees to which you belong. This rider will not terminate while your coverage is being continued under the terms of this rider. PORTABILITY RIDER RELIASTAR LIFE INSURANCE COMPANY 250 Marquette Avenue, Suite 900, Minneapolis, Minnesota 55401 POLICYHOLDER: Noblesville Schools GROUP POLICY NUMBER: 73058-1GAT2 CONTENTS Definitions................................................................ page 1 General Provisions................................................... page 1 Portability................................................................. page 2 DEFINITIONS