Voluntary Benefits Accident Insurance Designed to cover accidents that occur when employees are not at work. This insurance pays fixed cash benefits directly to you for specific injuries, procedures or death as a result of a covered accident. There are no health questions asked or pre-existing conditions limitations. Critical Illness Insurance This insurance pays fixed cash benefits directly to you upon diagnosis of a covered critical illness after the coverage effective date. These benefits can help pay for out-of-pocket medical and non-medical expenses your medical insurance doesn’t cover. Examples of covered illnesses are heart attack and/or stroke, Alzheimer’s, ALS, cancer, certain childhood conditions and others. You are able to choose the benefit amounts that best meet your needs and your budget. Emergency Travel Assistance As an active employee enrolled in Sun Life’s Life or Accident insurance, you and your immediate family are members of Assist America and are entitled to its services, including: medical consultation, evaluation, and referral, hospital admission, critical care monitoring, and lost prescription assistance. Identity Theft Protection You have the support of a comprehensive Identity Theft Protection program through Assist America’s SecurAssist Identity Protection program. It provides: 24x7 telephone support and step-by-step guidance by anti-fraud experts, a case worker assigned to you to help you notify the credit bureaus and file paperwork to correct your credit reports, help canceling stolen cards and reissuing new cards, and help notifying financial institutions and government agencies.